You have a unique exposure. Perhaps you need liability coverage for your sky-diving operation. Maybe you operate a crane or an excavator. Perhaps your family member has had one too many speeding tickets in your high-ticket motor vehicle. Any number of exposures may be just slightly too unpalatable for the standard, admitted, market- but don’t let that deflate you! Our access to the surplus, specialty markets make insuring your activities possible.
Because we pride ourselves on listening to your needs, we ensure that you are best positioned so that your coverage will respond appropriately if you need it to. With strong relationships to premium financiers, you can pay your premiums monthly, too.
Surplus and Specialty Insurances:
Commercial Surplus: Your business may not have a rating market admitted in your state. There’s a market out there that will promise to protect your business operations if something were ever to wrong, and we know where to find it.
Personal Surplus: Occasionally, you might find that your assets and/or risk exposures fall slightly outside of the scope of the standard market’s appetite. We can appraise your situation and make sure that you don’t have to worry about a particular item being exposed to a potential loss. If you find yourself in the specialty market due to a past behavior, we can help you to strategize how best to navigate your current situation, and how to get back to the standard market.