Personal insurances can often be confusing to the average individual. In the modern era, many people erroneously expect that all insurance is created to an equal standard and that the hunt for the lowest price is all-important.
Mainguard Partners has developed relationships with our A-rated carriers over years, and we are intimately familiar with which carriers keep their promises to protect you, and which don’t. We can give you insight to our most reliable resources, and represent your interests to the most reliable carriers available.
You’ve worked hard to acquire your lifestyle. You should rely on your insurance provider to protect you when you need them.
Personal Insurances:
Dwelling: Your home is a large-ticket investment. Protect your building, other structures; your personal possessions; guard against water damage and equipment breakdown; utility lines damage; protect yourself against liability claims and much, much more. Don’t ever worry that your home is under threat.
Auto: Driving is undoubtedly one of your largest risk exposures- sharing the road with distracted drivers, expensive cars, congested roads, stressed people. Don’t skimp on this most fundamental piece of insurance; let us guide you through a broad complement of quotes from out top-rated carriers.
Dwelling Fire/ Landlord: Your rental property is inhabited by a tenant. Don’t inadvertently create a risk exposure- protect your building, your appliances, and maintain a liability protective coverage.
Umbrella: A personal umbrella is an additional layer of liability limits that extend a line of coverage to you if/when you exhaust your underlying auto, home, boat, RV or rental limits. This is an essential line of insurance if you have any underlying assets of value that your primary policy may not be able to cover outright.
Earthquake/Flood/ Landslide: Our housing footprint is expanding and homes are built in ever- more precarious geographical areas that could be subject to changes in conditions. Our access to markets can ensure that you are never caught without limits to rebuild in the event of a catastrophic event.
High Net Worth: If your personal net worth is considerable, you have a particular set of needs. Not every broker or carrier is equipped to be able to examine and accommodate your exposures. We are appointed with a number of programs that understand those needs.